Having had an old hand me down 4.3 glass boat which was good for the lads to fish from , now the family is of boating age aka kids
we decided to upgrade last year , we had a budget they grew 3x in varying thousands , Brand new was do able but not in the size or type (bowrider 5m mix of family and fishing).
that left 2nd hand boats ,thru sheer effort and luck I found a stacer sportser 549 (inboard motor)
it was 6 years old with only 14 hrs on the motor with a minor ding and some rubs (didn't use fenders on jettys)
part of the sale was he had a 100hr service carried out and he d just renewed the rego and insurance .. sweet!!
off the original paper work this boat cost him $ 39980 I bought it for $24000 , that was four months ago the boat now has 51 hrs
we bought it as a life style for our family for many adventures in the future too, unless you have lots of disposable income 75k is a huge amount to spend for a start up.
you can get a brand new forward control tinnie for 18- 20k that would be a good start
btw im 32yo married 2kids and paying off a house I would have loved brand new but live within my means
although you only live once!!!!