G'day Mike, I have always been able to get live bait just to the right as you head East through the bar, on A good Summers day you will see A heap of boats fishing for their live baits there. Not to sure what is being caught at the Banks, but I can tell you I have an on site van at Shoalhaven Heads Tourist park and at the boat ramp there, I saw 5 YFT carcases from fish that I would say would have been about 25-30 kilos.